I lost my job, now what?

Adjusting to sudden income loss

If you are having difficulty paying bills as a result of COVID-19, ask yourself these questions and use the Spending Plan worksheet to figure out your income and expenses before you make any big decisions.

1. How much income can you count on each month?
2. Where are areas that you can cut costs?
3. What are your essential expenses? Write down the name of the companies and their contact information (you can find that on your most recent bill).
   • Housing
   • Utilities (electricity, gas, water and garbage)
   • Food
   • Transportation expenses (bus fare, gasoline, car payment)
4. How much money is needed to cover your essential living expenses?
5. What will affect your family’s health and security the most?
6. How long is your present financial situation likely to last?

Learn more and discover resources that might be available to you to help you through these difficult times.