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University of Minnesota Extension

Credit and debt

There's a good chance your family uses credit of some kind, whether it's a bank loan, credit card, payment plan at the store, or personal loan from a family member. Credit can help us get things we need and things we want, but it should be used wisely. If you use too much credit or have too many debts with too many people, financial decisions can quickly become complicated.

Building credit without a Social Security number

Learn how to start building credit, even if you don’t have a Social Security number.

Checking your credit report

Find out what a credit report is and how to get your to check for costly errors.

Credit card strategies for college students

Get tips for college students on handling credit cards.

Filing for bankruptcy

Get information to help with the decision to file for bankruptcy.

How much debt is too much debt?

How can you determine if you are getting into too much debt?

Invest NOW: Money in Retirement Online Course

Register for this free online course to understand the basics of investments.

When is gambling a problem?

Get information about problem gambling and resources for dealing with it.

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