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Adjusting to income loss
Income loss happens to most of us at some point in our life. No matter if you have been laid off, had your work hours reduced, took a pay cut, retired, went on family medical leave, or became a single parent household, the results are the same: income loss. How you respond to the income changes financial, emotionally, and socially can make a difference for you and your family's long-term financial security. Use these resources to get started today.
Setting spending priorities when income falls
Get tips to help you make ends meet when your income goes down.
Strategies for spending less
When your family faces reduced income, take immediate action to stop all excess spending.
Deciding which bills to pay first
Tips and resources for deciding which bills to pay first.
Talking with creditors
Reduce your chances of being harassed by creditors or collection agencies by working out solution.
Making the most of what you have
Look at your total financial picture and determine which assets you might use to meet family obligations.
Bartering
Swapping resources with others is a time-tested way to stay in control when money is tight.
Reviewed in 2020