Create a family plan before disaster strikes
Does your family have a plan for what to do in the event of a disaster? A disaster plan takes into account all family members, giving clear guidance for what to do in different disaster situations.
What would your family do in a disaster?
All families should be able to answer this question. To get started creating a disaster plan, visit Make a disaster preparedness plan, from the American Red Cross. Your disaster plan will most likely vary depending on the disaster. Some disasters may need family members to meet in the home; others will need them to meet outside the home.
If you have small children, Sesame Street: Let's get ready! can help you build a kid-friendly disaster plan.
Talk with your family
Making a disaster plan is a great opportunity to talk to the whole family about disasters. It's important to talk to your children, no matter their age. Even small children need to know the plan. Make sure they have enough information, know what to expect and reassure them without scaring them. Remember, avoiding the topic will not prevent the disaster from happening! Families need to talk about disasters, their plan for responding, and how to be better prepared. See Helping children cope for more information on how to discuss the topic with children.
Besides children, older adults can be particularly vulnerable if evacuation is required. For information see Before a natural disaster: tips for older adults.
Pack a disaster emergency kit
Have a packed bag ready to "grab and go" should an emergency arise. The kit should be water-resistant, easy to carry and include:
- A flashlight.
- Food for three days a plastic bag for sanitation purposes.
- A cell phone charger.
- Warm clothing.
- National Weather Service battery operated radio.
Remember to include your grab and go file of important documents. Children can help by packing their own bag. Place the bag(s) in an easily accessible place and build this disaster emergency kit into your family plan.
Practice Your Plan
The key part of making your disaster plan work when you really need it is to practice it as a family. Plan a test run of the evacuation strategy, for example. Practice it until everyone can do it perfectly and revisit your plan often. Is the flood season is approaching? Take the opportunity to revisit your plan for floods and practice what to do as a family.
Practice will allow your family to maximize their safety in the event of a disaster.
Anderson-Porisch, S. A., Heins, R. K., Petersen, C. M., Hooper, S. E., & Bauer, J. W. (2007). Dollar Works 2: A personal financial education program (item 08503). St. Paul, MN: University of Minnesota Extension.
National Endowment for Financial Education. (2015). Disasters and financial planning: A guide for preparedness and recovery.
Smart About Money. (2015). 5 reasons you need an emergency fund — And how to create one.
Reviewed in 2018