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University of Minnesota Extension

Financing your home

The dollars you spend on housing probably make up a large part of your expenses each month. Learn how to make wise choices about financing your home, including whether to refinance when your income drops.


Keeping a roof overhead

Get tools and information for handling housing expenses when your income is lost or reduced.

When should you refinance your home loan?

Find out when refinancing your home loan makes sense.

Related resources

Owning a HomeConsumer Financial Protection Bureau (CFPB) — CFPB is here to help you with your home buying process. Just starting out? Learn what to expect and how to get a great deal. About to close? A checklist makes it less stressful.

A Consumer’s Guide to Mortgages — Consumer Financial Protection Bureau (CFPB) — Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.

Reviewed in 2023

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