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Spending and saving

People use different strategies to manage their money. Some people plan their spending for today and tomorrow. Others prefer to spend their money without planning, which may result in financial problems. No matter your situation, the following resources will help you manage your spending and savings to better meet your goals.


Being unbanked: What does it mean?

Get the facts about unbanked people and why entering the mainstream financial system matters.

All about prize-linked savings accounts

Learn about these accounts that are now available through participating Minnesota credit unions.

Cash-based payment options: what's right for you?

Get information on all the cash-based payment options available to you.

Identifying financial security goals for later life

Take an online quiz or complete the worksheet to sort out your financial goals.

Alternative financial services and avoiding the debt trap

Learn how to pay off payday loans and other “fringe” banking services so you can start building wealth.

Special discounts for families in need

Learn how to get discounts for recreation and entertainment if your family receives public assistance.

Holiday spending

Develop a game plan ahead of time to avoid holiday debt.

Summer family fun on a budget

Help your kids to have fun in the summer without sitting in front of a screen.

Meeting your insurance needs

Find information and resources to make sure you have the right amount of insurance.

Sending money abroad

Learn how remittances work, and get tips on sending money to family and friends in other countries.

Discounted entertainment for families

Get ideas for discounted, low-cost, and free entertainment options to get your family out and about in your community.

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